HVAC Financing Options

The AEC Energy Efficiency Loan Program is designed to help AEC’s members with financing energy efficiency upgrades.

Efficiency Upgrades Include:

• All electric heat pumps
• Geothermal heat pump systems
• Heat pump water heaters
• Dual fuel heat pumps
• Mini-split HVAC systems
• Marathon water heaters

Available to all residential homeowners of the Co-op, the AEC Loan Application pays for these efficiency improvements (HVAC replacement, air sealing, window replacement, adding insulation, duct repair/replacement, etc.) through the savings they generate.

AEC Loan Application Terms:

• Must own the property
• Must be a member, in good standing with Appalachian Electric Cooperative
• (AEC)
• Must meet minimum credit score standards
• Interest rate is 5% APR
• Loan term is up to 120 months
• A UCC-1 filing fixture will secure the property (There is a filing fee)
• Same day approval
• On-Bill financing convenience

A Member Services staff member can help you fill out an application over the phone. Contact us for assistance.

We are known for “service after the sale” – and financing is no exception. Through our financing programs, we offer several flexible options for financing your new product or system. That way, you can invest in your home’s comfort or respond to an unexpected heating and cooling need without breaking your monthly budget.

With financing from us, you’ll enjoy:

• Low monthly payments
• Preferred interest rates
• Flexible terms

Plus, by taking advantage of our special financing, you won’t use up your existing funding sources, like a home equity line of credit, credit card, or bank account. They’ll still be available when you need them.

Please call us to learn about special financing promotions.

Wells Fargo Bank, N.A. offers several special options for financing your new product or service with approved credit. That way, you can invest in your home’s comfort or respond to an unexpected heating and cooling need without breaking your budget.

With approved credit from Wells Fargo Bank, N.A., you’ll enjoy:

• Convenient monthly payments
• Special financing terms
• Easy online account management

Plus, by taking advantage of financing, you won’t use up your existing funding sources, like a home equity line of credit, other credit cards, or a bank account. They will still be available when you need them.